Terms and Conditions

1. Use of the Website

You agree to use KarinaTodd.com only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict or inhibit their use and enjoyment of the site.

2. Services Provided

KarinaTodd.com offers eLearning courses and coaching services related to menopause, stress management, and personal development. We reserve the right to modify or discontinue any services at our discretion without notice.

3. User Accounts

To access certain services, you may be required to create an account. You agree to:

• Provide accurate and complete information when creating your account

• Maintain the security of your login credentials

• Notify us immediately of any unauthorised use of your account

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Payments and Refunds

• All payments for courses and services must be made in advance.

• Payments are securely processed by third-party payment providers.

• Refunds are only available under specific circumstances as outlined in our Refund Policy.

5. Intellectual Property

All content on KarinaTodd.com, including text, graphics, logos, and course materials, is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without prior written permission.

6. Prohibited Activities

When using KarinaTodd.com, you agree not to:

• Engage in any fraudulent, harmful, or unlawful activities

• Attempt to gain unauthorised access to our systems or user accounts

• Transmit malware, viruses, or harmful code

• Post or share offensive or defamatory content

7. Disclaimer of Warranties

KarinaTodd.com is provided “as is” without any warranties, express or implied. We do not guarantee that the website will be error-free, secure, or uninterrupted.

8. Limitation of Liability

To the fullest extent permitted by law, KarinaTodd.com and its owners are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or services.

9. Indemnification

You agree to indemnify and hold harmless KarinaTodd.com and its affiliates from any claims, losses, or damages arising from your violation of these Terms or misuse of the website.

10. Third-Party Links

KarinaTodd.com may contain links to third-party websites. We are not responsible for the content or practices of these external sites.

11. Termination

We reserve the right to suspend or terminate your access to KarinaTodd.com at our sole discretion, with or without notice, for any violation of these Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of Northern Ireland.

13. Changes to These Terms

We may update these Terms from time to time. The effective date will always be indicated at the top. Continued use of the website constitutes your acceptance of any changes.

14. Contact Information

If you have any questions about these Terms, please contact us at:

Karina Todd Coaching
Email: hello@karinatodd.com

Thank you for using KarinaTodd.com.